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How to Plan Your First Europe Trip Without Breaking the Bank?

By: TSG Brand Desk
Last Updated: September 18, 2025 16:29:03 IST

New Delhi [India], September 18: Planning your first trip to Europe can feel overwhelming, especially when travelling from India, where the costs may seem steep at first glance. With their mix of history, culture, and natural beauty, European destinations are a dream for many travellers, but enjoying them does not have to mean overspending. By planning carefully, making smart choices, and knowing a few insider tricks, you can experience the best of Europe while staying within your budget.

This guide shares practical tips to help you prepare, save, and make the most of your adventure without breaking the bank.

How to Explore Europe for the First Time Without Overspending?

Travelling across Europe may seem costly at first, but with the right strategies, you can enjoy the continent’s charm without stretching your budget.

 Start Budgeting

For most Indian travellers, European destinations are considered pricey, which is why planning your finances at the start is so important. Instead of keeping a vague figure in mind, put your budget down somewhere clearly where you can see it. This visual reminder will help you easily check whether each travel choice you make aligns with your budget.

Once you know exactly how much you are comfortable spending, list out the aspects of your trip that matter most to you. Whether it is exploring iconic landmarks, indulging in food experiences, or setting aside money for shopping.

 Travel During Off-Season

Dreaming of ticking off Europe’s most popular cities without draining your savings? The key lies in choosing the off-season for your travels. Every destination has its own quieter months, and planning your trip around them can make a big difference to your budget.

Take southern cities such as Barcelona or Lisbon — visiting in early spring often means fewer crowds and lower prices. On the other hand, northern capitals like Stockholm or Copenhagen usually offer better bargains during the colder winter months. By aligning your itinerary with these off-peak periods, you can enjoy Europe’s highlights at a fraction of the usual cost.

 Create an Itinerary

Once your budget and travel season are sorted, start shortlisting destinations that match your interests. Check the calendar of festivals across Europe too, and decide if you want to plan your visit around any of them.

When mapping out your itinerary, allow enough time to truly enjoy each stop. Travelling too fast will only leave you exhausted. Major cities like Paris, London, or Barcelona usually need at least four days to experience properly. Additionally, remember that journeys between cities can take longer than expected, so factor in travel time while planning.

Apply for a Schengen Visa

No Europe trip from India is possible without a Schengen visa. With a single-entry tourist visa, you can move freely across countries within the Schengen zone.

It is best to apply for a Schengen visa from India at least four weeks before your journey, though most applications are processed within about ten days. Typically, a tourist Schengen visa allows a stay of up to 90 days.

Save on Flights

Booking flights about six weeks ahead often gives a good balance of cost and choice, but remember your Schengen visa may take up to four weeks to process. Round-trip tickets are usually cheaper, though multi-city flights can be smarter if you plan to start and end in different places.

Budget airlines can cut costs too, but be wary of hidden extras like baggage fees and seat charges. Always check the fine print so the cheap fare does not end up costing more.

Plan Your Accommodations

From high-end hotels to budget-friendly stays, Europe has options for every traveller. If you are looking to save, hostels are a practical choice and often much better than their old reputation suggests.

Staying with locals can give you both cultural insights and affordable lodging, while monasteries sometimes offer simple rooms at very low cost. Short-term rentals are another good option, providing the comforts of home and the chance to cook your own meals. In the end, your choice depends on your budget and travel style.

Buy Travel Insurance

For Indian travellers, having travel insurance is a compulsory requirement. Nevertheless, it is important to understand that travel insurance goes beyond just medical cover.

Policies can include protection for lost baggage, flight delays, or even trip cancellations, depending on what you choose. Reviewing the coverage in detail will help you pick a plan that fits your needs and ensures peace of mind while exploring Europe.

Try Local Street Food

Street food is one of the best ways to enjoy authentic flavours while keeping meal costs low. It is usually far cheaper than restaurant dining and gives you the chance to sample local favourites on the go.

When choosing a stall, look for places that are busy, as high turnover often means fresher food and better hygiene. This way, you can enjoy delicious bites without worrying about spoiling your trip with an upset stomach.

Travel Smart with a Rail Pass

A rail pass can be a real game-changer when exploring Europe on a budget. Instead of buying individual train tickets for every journey, a pass allows you to travel across multiple countries or regions for a fixed price. If you plan to visit several destinations, this option usually works out far cheaper and gives you the flexibility to move around with ease.

Explore Free Attractions

Another simple way to cut costs is by making the most of free things to do in each city. From lively markets and cultural events to street performances and festivals, there is plenty to enjoy without spending a penny. Many cities also offer free walking tours, which are a fun way to explore local history and landmarks while keeping your expenses low.

Practical Tips for First-Time Indian Travellers to Europe

Here are some tips you should consider while travelling to Europe: 

 Book Tours in Advance

Use trusted platforms to reserve group tours and activities before you travel. This saves time and often helps you get better deals.

 Avoid Overpacking Your Itinerary

Trying to cover too many cities in a short trip will leave you exhausted. Spend enough time in each destination to enjoy its true character.

Learn a Few Local Phrases

Even basic greetings in French, German, Italian or Czech can make interactions smoother. Locals often appreciate the effort and respond more warmly.

Carry a Universal Adapter

While Europe shares India’s voltage and frequency (230V, 50Hz), plug types differ. An international adapter will ensure you can charge your devices anywhere.

Sort Out Mobile Connectivity

Indian SIM cards either will not work or will charge heavily for roaming. Instead, pick up a local SIM or an international card for affordable data and calls.

Use Travel Cards Over Cash

Euros are widely accepted across the Schengen area, and even in countries with their own currency. Carrying an international travel card is safer and more convenient than cash, as it works much like your debit card in India.

A journey across European destinations is one of the most rewarding experiences for first-time travellers, and it does not have to drain your savings. With thoughtful budgeting, smart planning, and a flexible approach, you can enjoy the charming countryside and unforgettable cultural moments at a reasonable cost.

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