Lohri bank holiday 2026 state-wise: Check where banks are closed on January 13, upcoming Sankranti holidays, and how January festivals affect banking.
Here is a clear, state-wise explainer on the Lohri bank holiday, along with how it fits into the broader January 2026 holiday calendar.
As India steps into 2026, January brings a series of harvest festivals that directly impact bank operations across several states. Among them, Lohri marks the beginning of a cluster of mid-January holidays, raising questions for customers about bank closures and service availability.
Since bank holidays in India depend on state-wise notifications issued under RBI guidelines, Lohri does not trigger a nationwide shutdown—but it does affect banking in select regions.
Here is a clear, state-wise explainer on the Lohri bank holiday, along with how it fits into the broader January 2026 holiday calendar.
Lohri is not a pan-India bank holiday. Banks close only in states where Lohri is officially recognised as a public or regional holiday. In the rest of the country, banks continue normal operations.
On January 13, 2026, banks will remain closed in states where Lohri holds cultural and administrative importance:
In Delhi, Lohri is widely celebrated, but banks usually remain open, unless a local notification declares otherwise. In most other states, January 13 is a working day for banks.
January is heavy on harvest festivals, which leads to region-specific bank closures. Immediately after Lohri, several states observe holidays for Makar Sankranti and Pongal, creating extended breaks in physical banking services.
Makar Sankranti is celebrated under different names across India and results in bank holidays in many states, including:
Banks in Tamil Nadu observe multiple holidays during Pongal:
This leads to an extended closure window for bank branches in the state.
Apart from festival-related holidays, banks across India remain closed on:
Yes. Even when bank branches remain closed for Lohri:
will continue without interruption. However, branch-dependent services like cheque clearing, cash deposits, loan paperwork, and account services resume on the next working day.
Customers in Lohri-observing states should plan branch visits, especially with multiple holidays falling between January 13 and January 17 in some regions. Staying updated on local bank notices can help avoid last-minute inconvenience.
