July Bank Holidays: When Will Banks Remain Closed Between July 20 to 26? Check State-Wise Bank Holiday Schedule, Bank Services, Transactions & More

July Bank Holidays: Between July 20 and July 26, 2026, banks will remain closed on three specific days, depending on the state and regular weekend schedules. For standard daily tasks during these closures, you can use online banking or visit your local ATM, as digital and automated services remain active. You can check the complete year-round schedule on the Reserve Bank of India (RBI) Holiday Calendar.

July Bank Holidays: When Will Banks Remain Closed Between July 20 to 26?

Between July 20 and July 26, 2026, banks in India will remain closed for a total of three days across various regions. This includes one state-specific festival and two standard weekend holidays mandated by the Reserve Bank of India (RBI).

July Bank Holidays: State-Wise Bank Holiday Schedule

• July 22 (Wednesday) — Kharchi Puja: Closed only in Tripura (Agartala). Banks in all other states will remain fully functional.

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• July 25 (Saturday) — Fourth Saturday: Closed in all states across India.

• July 26 (Sunday) — Weekly Off: Closed in all states across India.

July Bank Holidays: What Bank Services Are Paused?

During the closure days (July 22 in Tripura; July 25–26 nationwide), the following on-site services will be completely unavailable:

• Cash deposits and withdrawals at the counter

• Opening or updating Fixed Deposits (FDs) physically

• Updating passbooks or collecting physical account statements

• Locker access and loan application submissions

July Bank Holidays: Availability of Digital Bank Services

Even though physical bank branches will be closed on these specific dates, you can continue to use all digital banking channels without any interruption:

• Mobile Banking Apps & Net Banking

• UPI Platforms (GPay, PhonePe, Paytm, etc.)

• ATM Operations for cash withdrawals

July Bank Holidays: Stock Market Status (NSE / BSE)

If you trade or invest, the stock market follows a different holiday calendar than regional banks:

• July 22 (Wednesday): The National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) will remain fully open and operational, despite the bank holiday in Tripura.

• July 25–26: Closed as usual for the standard weekend.

Between July 20 and July 26, 2026, banking services in India will experience brief disruptions due to a combination of a regional festival and the standard weekend calendar.