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Union Budget 2026: This will be presented by Finance Minister Nirmala Sitharaman on Sunday, February 1, 2026, at 11:00 AM IST. The NSE and BSE have arranged a special trading session to start at 9:15 AM and end at 3:30 PM because the presentation of budget information occurs during the weekend. Here’s what to avoid buying or doing before the budget:
Union Budget 2026: Things NOT to Buy
- Silver (Precious Metal): Analysts predict potential import duty decreases, which will result in lower silver prices for jewelry buyers and industrial users.
- Electric Vehicles (EVs) & Components: The manufacturing expenses and retail price of electric vehicle components will decrease if all components are taxed at a 5% government standard tax rate.
- Essential & Life-Saving Medicines: The decreased customs duties on essential medicines and advanced medical devices such as robotics systems and radiotherapy equipment will improve their accessibility.
- Imported Electronic Components: The upcoming duty reductions for essential components will decrease prices of smartphones, wearables, and other electronic devices throughout the upcoming year.
Union Budget 2026: Things NOT to Do (Financial Risks)
- Avoid BTST (Buy Today, Sell Tomorrow) Trades: Investors face weekend market fluctuations because they cannot sell shares that they purchased on Friday, January 30, until the Sunday session.
- Do Not Buy High-IV Options: Implied Volatility (IV) is currently at its highest point, which causes options premiums to decrease sharply after budget announcements.
- Avoid Borrowing to Invest: Your capital will be exceeded by your losses when you take leveraged positions during periods of high market volatility.
- Don’t Postpone Current Tax Planning: Section 80C or 80D investments for the current year should not be delayed.
Union Budget 2026: Key Budget ExpectationsÂ
- Standard Deduction: May rise from ₹75,000 to ₹1,00,000 (new regime).
- Home Loan Interest: Section 24(b) limit needs to increase between ₹3 lakh and ₹5 lakh.
- Tobacco/Cigarettes: New excise duties will increase product prices, so customers should purchase the present inventory to meet their buying needs.
- Pesticides: The government might decrease import duties from 10% to 5%, which could lead farmers to stock up on pesticides.
Your decision to postpone certain purchases while steering clear of risky financial investments will allow you to take advantage of upcoming price drops and tax changes that will occur after Budget 2026.
Disclaimer- This article is for informational purposes only and does not constitute financial, investment, or tax advice. Consult experts before decisions.
