Overview * QNB Corp. Q3 net income rises to $3.65 mln, impacted by merger-related costs * Company announces merger with Victory Bancorp, expected to close by early 2026 * Net interest income for Q3 2025 increases by $1.87 mln year-over-year Outlook * QNB expects merger with Victory Bancorp to close in Q4 2025 or Q1 2026 Result Drivers * INTEREST MARGIN IMPROVEMENT - QNB attributes increased net interest income to improved interest margins and higher yields on corporate debt securities * LOAN AND DEPOSIT GROWTH - Increase in commercial real estate loans and deposit balances contributed to higher net interest income * CREDIT LOSS PROVISION REDUCTION - Reduction in provision for credit losses positively impacted QNB's Q3 results Key Details Metric Beat/Mis Actual Consensu s s Estimate Q3 Net $3.64 Income mln Q3 Net $12.99 Interest mln Income Q3 Net 2.72% Interest Margin Q3 $4.57 Pretax mln Profit Press Release: For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact . (This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.) (The article has been published through a syndicated feed. Except for the headline, the content has been published verbatim. Liability lies with original publisher.)